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Beth Eby CLU®, ChFC®

Retaining Management

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Beth Eby is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of [insert the state(s) where you are insurance licensed. Jeff Smith is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state(s) of TX. No insurance business may be conducted outside this/these state(s) referenced. No insurance business may be conducted outside this/these state(s) referenced.

Beth Eby is also a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state(s) of TX. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Eby Financial is not owned or operated by New York Life Insurance Company or its affiliates.

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NYLIFE Securities LLC, Member FINRA/SIPC.

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